can be opened and maintained by Person Resident outside India, Non-Resident
Indians (NRI) and Persons of Indian Origin (PIO). Person Resident outside
a person resident outside
Person of Indian Origin: A Foreign Citizen (Other than citizen of Pakistan or Bangladesh) is deemed to be a person of Indian Origin if, he/she at any time held an Indian Passport or he/she or either of their Parents or Grand Parents was citizen of India by virtue of the constitution of India or Indian Citizen Act 1955 or he/she is a spouse of Indian Citizen or a person referred as above.